See, The Way My Checking and Saving Accounts Are Set Up....


Can we be honest for a minute here?

This post is for the people (myself included), who have “faked the front” at least once before.

This post is for the ladies that have shopped right in their best friend’s closet to borrow that fitted dress or those cute heels for a night out.

Fellas you are not exempt. In fact, this post is for the men that have called up one of their best home boys up to see if they could borrow their homeboys’ shoes for a date.

This post is for the people that stay fly for the social media pictures but are eating ramen noodles as we speak. Don’t worry, it has been me and I still like my “oodles and noodles.”

This post is for the people that have to check price tags before they just “throw it in the bag.”

This post is for the people that have asked themselves “what can I get for $5?” before browsing a food menu to order from.

This post is for the people that have returned a few items to the store just to have some extra cash.

The point that I want to hit on with this post is that being low on money is NOT a unique problem. You are not the only one that has had to stretch money in ten different ways, trust me. In fact, many people face money troubles at different points in their lives. If you’re reading this and you’re experiencing one of those rough financial patches then understand that 9 times out of 10 your friend, co-worker, parent, mentor, and whoever else involved in your life has probably “been there and done that,” also. Truth is, those individuals may still be currently experiencing what some call being broke but just don’t allow you to notice. However, through personal life experiences I have learned that sometimes YOU can be the main reason why YOU can’t get out of the sinking sands of money issues. – Yes, I said you can be the reason (not the job that you complain about that does not pay you enough).

So, what exactly do I mean? In short, I am saying that we sometimes do things that place ourselves in SELF CREATED messes then blame other people or things. For instance:

1) You wanted to put on a show: It is okay for someone to aspire to be rich. Who doesn't want more money? However, acting like you already have it is not going to get you there. If all you have is $100 dollars and those new jordans just came out so you spend your all on those shoes, then what will you have left? No, instead you left yourself with no savings and no money to spend on your needs. Sometimes we get so caught up trying to portray this image of wealth to others that don't matter that we short ourselves. We neglect our needs to obtain things that are way out of our budget --expensive weaves, name brand clothes, latest shoe releases, that fancy car that you weren't quite ready to make payments on, that upgraded iphone, that spring break trip ticket, and so forth. Moral: Don't go broke trying to act rich. It is okay to live a frugal lifestyle until you can afford to spend money on luxuries. Evaluate your circumstances and financial stability before jeopardizing it with trying to put on a show.